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Furthermore, clients for this sort of strategy can have serious legal or criminal histories. It's important to note that different providers offer a variety of problem ages on their guaranteed issue plans as reduced as age 40 or as high as age 80 - burial insurance policy. Some will certainly likewise use higher stated value, approximately $40,000, and others will enable far better survivor benefit conditions by enhancing the rate of interest with the return of costs or minimizing the variety of years up until a complete survivor benefit is readily available